Decorating Your Home for Spring with Your tax Refund

Decorating Your Home for Spring with your Tax Refund!

Spring is just around the corner which means a few thing: better weather and for most of us, a tax refund.

With better weather upon us and more time spent outdoors entertaining, why not use your tax refund to spruce up your home!

In this article we are going to share some ways to decorate your home using your tax refund to show off your space with tables, Outdoor Chairs, Firepits and Outdoor games!

Decorating your home for spring with tax refund - Decorating Your Home for Spring with your Tax Refund!

Here’s the best ideas for decorating your home for Spring with your Tax Refund:

Picnic Tables

Add a place to sit and entertain your guests over a backyard barbecue with an awesome and affordable picnic table.

These not only look nice, but they are a table and seating all in one.

This saves space and is budget friendly because you don’t’ have to purchase seats separately.

picnic table - Decorating Your Home for Spring with your Tax Refund!

Via Home Depot

Picnic tables come in so many different sizes and colors and are a classic outdoor furniture piece.

They are also built to last and withstand the elements making them the perfect outdoor furniture investment piece.

Outdoor Chairs

Perhaps you have a front porch or smaller area where you don’t need a table, adding some comfortable seating will create an inviting space for you and your guests.

Wake up and head to your porch to enjoy the view while sipping a hot coffee or end the evening over conversations to a sunset.

Adding some comfortable seating will complete your outdoor areas.

Polywood Classic Folding Adirondack - Decorating Your Home for Spring with your Tax Refund!

Checkout a great selection of outdoor chairs seen here at Style Within Reach.

Firepits

Circle around a firepit for conversation with friends and family.

If you have enough in your tax refund, you can purchase a few chairs and circle them around a firepit like this one we’ve shared below.

Many people think firepits are expensive, but you can actually find really affordable and nice options online like this one from Target that is well under $100!

Firepit - Decorating Your Home for Spring with your Tax Refund!

Via Target

Make the fire big or small but keep it safely contained with a firepit.

The great thing about a firepit that is not built in ground is that you can move it around, keep it indoors during winter months, and use it year round!

Outdoor Games

One final way to spend your tax refund on your home this Spring is by adding some new outdoor games to your collection.

Here are a few that are extremely popular and loved by consumers!

Spikeball is one of the greatest lawn games ever invented because it is easy to carry, setup, and play and provides endless fun!

SpikeBall - Decorating Your Home for Spring with your Tax Refund!

Spikeball 3 Ball Kit Via Amazon

 

Our second favorite game is a good ole classic Cornhole game.

This game is great for all ages and can be easily packed up and stored inside on rainy days.

Cornhole - Decorating Your Home for Spring with your Tax Refund!

Via Amazon

Cornhole provides ours of fun with friends and family at tournaments, tailgates, holiday weekends, cookouts, campsites, and more!

Hopefully this article gave you some fresh ideas on how you can spend your tax refund to spruce up your home this Spring and get ready for all of the outdoor entertaining the better weather will bring us!

taxcxc 820x410 - Tips for Using your Tax Refund For a Car Loan

Tips for Using your Tax Refund For a Car Loan

Tax season is here and if you’re waiting for a W-2 or you’ve already received one, you may be thinking on the ways you can use your tax refund for a big purchase like a car for instance. If you’re not financially set for a vehicle at the moment, you can use your tax refund for an auto loan! Below are the options that you can consider.

Option # 1: Use the Refund to Purchase a Car

If the thought of leasing or financing a car is running in your mind right now, your tax refund is going to be a good way to finance the down payment or use it as a capitalized reduction of the overall cost. In the world of auto loan and financing, a bigger down payment can significantly reduce the payment that you’ll be doing each month and even lower the interest rate. This would make your auto loan a lot more affordable. Even with poor credit as long as you put the money down first, you can easily get approved for a loan. If you are going to lease, a capitalized cost reduction or the down payment for a lease would help you do pre-payment for the lease and lower the monthly repayment rate. It also helps you save precious money in the future.

It is even usually required by lenders who are in the subprime category. If you’ve received a tax refund that is able to cover the required down payment, you can choose to use that amount. You can even apply trade-in equities if it’s available or combine the tax refund with it so you can place a larger down payment. It all depends on how much the lender requires as the down payment amount and how large your tax refund is.

Option # 2: Use the Refund the Car That You Currently Own

The tax season is a common time where people purchase a car but if you don’t want to use your tax refund for getting new wheels, you can use it to make your current auto loan more affordable instead! Here are two ways in how you can use the tax refund for this purpose:

  • Pay Down Your Current Auto Loan – You can always use your tax refund to make extra payment for any loan that you have. This would significantly reduce interest rates and help you save money. In case you have equity in your vehicle that is on the negative range, you can use the tax refund to get yourself out of that problem.
  • Use it to Refinance Your Current Loan – If you currently have a bad credit auto loan and you’re charged high interest rates, you can use the tax refund that you received to lower the balance that you owe. It helps refinance the loan that you currently have so you can get lower repayment rates and better interest rates.

Help For Those Having a Hard Time Finding a Dealer

You have the control on the way you would use your tax refund. If you want to use it for a car purchase but you’re worried of the bad credit that’s looming on the horizon, we want to be of help. Just post your comments below on the kind of problem that you have or those that you foresee and we’ll do our best to give sound financial advice which can help you today and in the future as you do repayments for any loan that you have.